Error codes

📘
We're refining the structure of our error codes.
We are revamping our error code structure to better convey the operation/platform where they error occurred.
Have a look at the "Legacy error codes" or the "New error codes" section.

Legacy error codes

These error codes are shown in our current API stack. Be it on the <<glossary:Global Management System>> or the "legacy" pay.nl <<glossary:Transaction Gateway Unit>> core.

Platform errorcodes

These are the errors that are thrown by our platform.

Error code	Error Message	Description
PAY‑001	Transaction not found	Wrong <glossary:transactionID> or transaction is archived.
PAY‑004	Service not found	Calling the transaction API with a wrong <glossary:serviceID> or in a wrong format (SL-####-####).
PAY-013	Transaction in chargeback mode	If a transaction is chargebacked, you should not refund to prevent money loss.
PAY-014	Refund too Fast	To prevent refunds by accident, you can't refund the same transaction more than 1 times per 6 seconds.
PAY-015	Refund amount invalid	You send in a wrong refund amount (for instance a negative refund amount) or no amount at all.
PAY‑404	Card not found	The order or checkout-cart is not found.
PAY‑405	Parameter 'paymentProfileId or amount' is invalid: One of them should be set	No amount or payment option set, can't send the transaction to the payment options without this data.
PAY‑406	Transaction can't be cancelled, It's in a PAID, VERIFY or AUTHORISE state.	Canceling by API can only be done with PENDING state.
PAY‑407	Boarding of Payment option (PAYMENT_OPTION_ID) is not completed for this sales location (SL-####-####)	Transactions can only be started if a payment option is fully boarded with the Payment Method, check the status of the payment method on the used the sales location.
PAY‑408	Payment option (PAYMENT_OPTION_ID) is not activated for this Sales Location (SL-####-####) or merchant (M-####-####)	You can only start transactions if the Payment option is activated in the Sales Location.
PAY‑409	Amount is not allowed (AMOUNT)	The provided transaction amount is not within the min and max amount for this saleslocation.
PAY‑410	Maximum amount (AMOUNT) exceeded for payment option (PAYMENT_OPTION_ID)	The maximum transaction amount for the used payment option is exceeded.
PAY‑411	There is no active Authorisation for this transaction	The transaction cannot be captured as there is no active reservation. Please check the state of this transaction.
PAY‑412	This Transaction is already captured)	The transaction has already been captured, no option to perform an new capture.
PAY-2828	Mandatory field is missing, invalid or has an empty value.	Please check the fields you send in and try again.
PAY-2830	Date not in range	The supplied date is not in range. E.g. if you create a paymentlink you can set an expire date. The max expire date that you can supply is now() + 4weeks
PAY-2840	Invalid BIC code	The supplies BIC is not valid. Use a valid BIC code.
PAY-2842	Invalid region	The supplied regionCode is not valid. The regionCode supplied needs be part of the ISO 3166-2 standards
PAY-3839	Invalid VAT	The supplied VAT number is not valid. We validate the VAT number in the VIES system (https://ec.europa.eu/taxation_customs/vies/#/vat-validation). Make sure to supply a valid VAT number
PAY-3000	Failed to add refund: Refunden naar clearing rekening niet geactiveerd. (refunding to clearing account is not activated).	Refunding to the registered bank account of your company is not activated, if you want to send funds back to the clearing account you can use the clearing options
PAY‑3002	Transaction not successful because of an insufficient balance	Balance should be sufficient to be able to perform payments
PAY‑3003	Refund was not complete	General error, please contact PAY to investigate.
PAY‑3008	Bank account holder name is not provided, log in to the PAY admin and enter the name of the bank account holder.	SEPA refunds cannot be processed without a bank account holder name. You can select a manual refund and enter the name if it's not received via the original payment.

Card Payments error codes

In general the code 00 is being used for successful transactions.

There are different error codes. 05 is the most common error code. For a complete overview, please view the table below.

Code	Description
01	Declined - Call issuer
04	Declined - Pick up card
05	Declined - Do not honor
10	Declined - Partial approval
12	Declined - Invalid transaction
13	Declined - Card amount invalid
14	Declined - Card number is invalid	We received a message from the issuer that the card could not be checked or is not valid. Try again later or ask the user if the card is cancelled if this happens on a refund.
15	Declined - No such issuer
19	Declined - Re-enter
51	Declined - Insufficient funds
54	Declined - Card expired
57	Declined - Service not allowed
61	Declined - Customer exceeds withdrawal limit	The user did too many payments on card level without 3DS or Pincode validation (`<<SCA>>`), the bank will not approve transactions until a SCA payment is completed.
62	Declined - Restricted `<<glossary:SIC>>` code
63	Declined - Restricted
65	Declined - Customer exceeds activity limit
78	Declined - No accounts
94	Duplicate transaction detected	Issuer or the network thinks you have send one transaction twice, mainly because of same amount in short time. Change the amount of you are testing.
97	Declined - CVV mismatch
-	Blocked: Limit Exceeded	The user did too many attempts, we block the auth request because the issuer will not approve the transaction and non-compliance fee's can apply. User will have more new attempts after 2, 6 and 12 hours.

Direct Debit Error codes

A direct debit can be declined after it's send to the bank. This is not an synchronical process, so the status can change in the 5 days after sending a payment in. A status change will perform a exchange call to the application

Consumer Bank	PAY.	Description
MS03	109	Administrative reason: maximum amount per direct debit order exceeded.
RR01	109	Administrative reason: no debtor's IBAN.
RR02	109	Administrative reason: no debtor's IBAN.
RR03	109	Administrative reason: no creditor's name
RR04	109	Administrative reason: the transaction does not comply with the statutory requirements.
SL01	109	Administrative reason: the direct debit is greater than the maximum amount or the maximum number of direct debits specified by the debtor.
RC01	109	Administrative reason
AM04	109	Administrative reason: the maximum amount per direct debit order exceeded.
AC04	112	Rekeningnummer vervallen
MD07	112	The debtor is deceased.
AC01	115	The IBAN from which you wish to collect the direct debit is incorrect.
MD01	118	There is no correct registration of the mandate or the debtor has withdrawn the mandate.
MD02	118	Your direct debit order stated that the details have changed but you did not enter the changed details.
MD06	121	Your debtor does not agree with the debit.
MS02	121	Your debtor does not agree with the debit.
AM05	124	You have already submitted this direct debit batch.
AG01	274	The IBAN from which you wish to collect the direct debit has been closed.
AC06	277	The IBAN from which you wish to collect the direct debit is blocked for (these) direct debits. The debtor or the debtor's bank may have blocked the account.
AC13	277	You cannot use Business Euro Direct Debit to collect direct debits from private accounts.
Other	286	No reason specified.

10 System errors (config/transaction/internal calls)


1000	cannotFindTransaction	Pay_Exception_CannotFetchOrderData
1001	cannotFindTransaction	Pay_Exception_InvalidOrderData
1004	cannotDetermineNextURL	Pay_Exception_CannotDetermineNextURL
1005	cannotFindTransaction	Pay_Exception_Transaction_CouldNotInstantiate
1006	invalidRequest	Pay_Exception_RequestLimitReached
1007	invalidRequest	Pay_Exception_TooManyRequests

14 API errors (rights)


1401	noRights	Pay_Exception_API_NoRights
1402	noRights	Pay_Exception_API_NoRightsPaymentCseData
1403	noRights	Pay_Exception_API_NoRightsPaymentCardData
1404	noRights	Pay_Exception_API_NoRightsPaymentTokenId

20 request parameters


2000	requestDenied	Pay_Exception_Request_NotTrustedSource
2001	actionNotAuthorized	Pay_Exception_Request_ActionNotAuthorized **
2002	cannotFindTransaction	Pay_Exception_Request_InvalidOrderId
2003	cannotFindTransaction	Pay_Exception_Request_InvalidEntranceCode
2005	invalidRequest	Pay_Exception_Request_InvalidLanguageCode
2006	invalidRequest	Pay_Exception_Request_InvalidThreeDsTransactionId
2007	invalidRequest	Pay_Exception_Request_InvalidPaymentProfile
2008	invalidRequest	Pay_Exception_Request_Invalid
2009	invalidRequest	Pay_Exception_Request_InvalidServiceId
2010	invalidRequest	Pay_Exception_Request_InvalidToken
2011	invalidRequest	Pay_Exception_Request_InvalidAmount
2012	invalidRequest	Pay_Exception_Request_InvalidPaymentMethod
2013	invalidRequest	Pay_Exception_Request_ServiceNotReady
2014	invalidRequest	Pay_Exception_Request_InvalidRequestToken

21 Transaction status


2102	paymentAlreadyCompleted	Pay_Exception_PaymentStatus_AlreadyCompleted
2103	paymentCancelled	Pay_Exception_PaymentStatus_Cancelled
2104	paymentFailed	Pay_Exception_PaymentStatus_Failed
2105	awaitingVerify	Pay_Exception_PaymentStatus_AwaitingVerify
2106	paymentExpired	Pay_Exception_PaymentStatus_Expired

22 risk checks


2201	paymentDeclined	Pay_Exception_Risk_Blacklisted
2202	cardNotAccepted	Pay_Exception_Transaction_BusinessCardNotAccepted
2203	cardNotAccepted	Pay_Exception_Transaction_ConsumerCardNotAccepted
2204	paymentDeclined	Pay_Exception_Risk_OnlyFull3DSecureAccepted
2205	paymentDeclined	Pay_Exception_Risk_Only3DSecureAccepted
2206	awaitingVerify	Pay_Exception_Risk_CheckDeny
2207	paymentDeclined	Pay_Exception_Risk_CheckDecline
2208	paymentDeclined	Pay_Exception_Risk_BinBlocked

24 authentication


2400	authenticationFailed	Pay_Exception_Authentication_InvalidResponse
2401	authenticationFailed	Pay_Exception_Authentication_Request_AuthenticateFailed
2402	authenticationFailed	Pay_Exception_Authentication_Request_EnrollmentFailed
2403	authenticationFailed	Pay_Exception_Authentication_Request_StartFailed
2404	authenticationFailed	Pay_Exception_Authentication_Request_StatusFailed
2405	authenticationFailed	Pay_Exception_Authentication_Request_BinFailed

240 Requests to Authentication provider


2400	authenticationFailed	Pay_Exception_Authentication_InvalidResponse
2401	authenticationFailed	Pay_Exception_Authentication_Request_AuthenticateFailed
2402	authenticationFailed	Pay_Exception_Authentication_Request_EnrollmentFailed
2403	authenticationFailed	Pay_Exception_Authentication_Request_StartFailed
2404	authenticationFailed	Pay_Exception_Authentication_Request_StatusFailed
2405	authenticationFailed	Pay_Exception_Authentication_Request_BinFailed
2410	authenticationFailed	Pay_Exception_Authentication_NotAuthenticated
2411	cardNotEnrolled	Pay_Exception_Authentication_Not3ds2Enrolled
2412	cardNotEnrolled	Pay_Exception_Authentication_Not3ds2EnrolledRetryableAnotherAcquirer
2413	authenticationFailed	Pay_Exception_Authentication_FrictionlessFailed

242 Authentication result/status


2422	threeDSSessionPending	Pay_Exception_Authentication_Status_Pending
2423	threeDSSessionExpired	Pay_Exception_Authentication_Status_Expired
2424	threeDSSessionCancelled	Pay_Exception_Authentication_Status_Cancelled
2425	authenticationFailed	Pay_Exception_Authentication_Status_Failed

28 field validation


28	implausibleCardData	Pay_Exception_Validation_Field
2800	implausibleCardData	Pay_Exception_Validation_Field_InvalidCardHolderData
2801	cvcInvalid	Pay_Exception_Validation_Field_CVCNonMatch
2802	expiredCard	Pay_Exception_Validation_Field_CardExpired
2803	invalidExpireDate	Pay_Exception_Validation_Field_InvalidExpireDate **
2804	invalidCardNumber	Pay_Exception_Validation_Field_InvalidCardNumber
2805	invalidCardHolderName	Pay_Exception_Validation_Field_InvalidCardHolderName
2806	invalidCardCVC	Pay_Exception_Validation_Field_InvalidCardCVC
2851	invalidCurrencyCode	Pay_Exception_Validation_Field_InvalidCurrencyCode
2852	invalidExpireDate	Pay_Exception_Validation_Field_InvalidTransactionExpireDate
2853	invalidCustomerTrust	Pay_Exception_Validation_Field_InvalidCustomerTrust
2854	invalidDob	Pay_Exception_Validation_Field_InvalidDob
2855	invalidLanguage	Pay_Exception_Validation_Field_InvalidLanguage
2856	invalidInitials	Pay_Exception_Validation_Field_InvalidInitials
2857	invalidLastName	Pay_Exception_Validation_Field_InvalidLastName
2858	invalidGender	Pay_Exception_Validation_Field_InvalidGender
2859	invalidStreetNumber	Pay_Exception_Validation_Field_InvalidStreetNumber
2860	invalidZipCode	Pay_Exception_Validation_Field_InvalidZipCode
2861	invalidCity	Pay_Exception_Validation_Field_InvalidCity
2862	invalidCocNumber	Pay_Exception_Validation_Field_InvalidCocNumber
2863	invalidVatNumber	Pay_Exception_Validation_Field_InvalidVatNumber
2864	invalidDeliveryDate	Pay_Exception_Validation_Field_InvalidDeliveryDate
2865	invalidInvoiceDate	Pay_Exception_Validation_Field_InvalidInvoiceDate
2866	invalidProductId	Pay_Exception_Validation_Field_InvalidProductId
2867	invalidProductPrice	Pay_Exception_Validation_Field_InvalidProductPrice
2868	invalidProductQuantity	Pay_Exception_Validation_Field_InvalidProductQuantity

29 3DS data validation


29	authenticationFailed	Pay_Exception_Validation_Tds
2901	authenticationFailed	Pay_Exception_Validation_Tds_BrowserJavaEnabled
2902	authenticationFailed	Pay_Exception_Validation_Tds_BrowserJavascriptEnabled
2903	authenticationFailed	Pay_Exception_Validation_Tds_BrowserLanguage
2904	authenticationFailed	Pay_Exception_Validation_Tds_BrowserColorDepth
2905	authenticationFailed	Pay_Exception_Validation_Tds_BrowserScreenHeight
2906	authenticationFailed	Pay_Exception_Validation_Tds_BrowserScreenWidth
2907	authenticationFailed	Pay_Exception_Validation_Tds_BrowserTZ

3 Processing

30 acquirer


3000	errGeneral	Pay_Exception_Authorization
3001	refundNotPossible	Pay_Exception_Authorization_RefundNotPossible
3002	refundNotSuccess	Pay_Exception_Acquirer_Request_RefundFailed
3003	refundNotComplete
3006	refundAmountTooHigh
3007	refundAmountInvalid	Pay_Exception_Authorization_RefundInvalidAmount
3021	reversalNotPossible	Pay_Exception_Authorization_ReversalNotPossible
3022	reversalFailed	Pay_Exception_Acquirer_Request_ReversalFailed
3042	authorizeFailed	Pay_Exception_Acquirer_Request_AuthorizeFailed
3061	captureNotPossible	Pay_Exception_Authorization_CaptureNotPossible
3062	captureFailed	Pay_Exception_Acquirer_Request_CaptureFailed
3063	captureNotPossible	Pay_Exception_Authorization_CapturePartialNotPossible
3066	captureAmountTooHigh	Pay_Exception_Authorization_CaptureAmountTooHigh
3080	cardNotAccepted	Pay_Exception_Authorization_VelocityCheckDecline24H
3081	cardNotAccepted	Pay_Exception_Authorization_VelocityCheckDeclineMac03
3082	cardNotAccepted	Pay_Exception_Authorization_VelocityCheckDeclineLimitExceeded
3091	cardNotEnrolled	Pay_Exception_Acquirer_Request_EnrollmentFailed
3092	statusCannotBeDetermined	Pay_Exception_Acquirer_Request_StatusFailed
3093	statusNotPossible	Pay_Exception_Authorization_StatusNotPossible
3099	requestFailed	Pay_Exception_Authorization_Request_InvalidTransactionData

32 Authorization


3200	cardNotAccepted	Pay_Exception_Authorization_CardNotAccepted
3201	referToCardIssuer	Pay_Exception_Authorization_Declined
3202	referToCardIssuer	Pay_Exception_Authorization_DeclinedNon3ds
3203	referToCardIssuer	Pay_Exception_Authorization_DeclinedFraud
3204	referToCardIssuer	Pay_Exception_Authorization_Failed
3205	referToCardIssuer	Pay_Exception_Authorization_DoNotHonour
3206	invalidCardNumber	Pay_Exception_Authorization_InvalidCardNumber
3207	expiredCard	Pay_Exception_Authorization_ExpiredCard
3208	cvcInvalid	Pay_Exception_Authorization_CVCNonMatch
3210	notSufficientFunds	Pay_Exception_Authorization_NotSufficientFunds
3211	referToCardIssuer	Pay_Exception_Authorization_LackofSCA
3212	referToCardIssuer	Pay_Exception_Authorization_CVCNotProcessed
3231	invalidEci	Pay_Exception_Authorization_ThreeDsECIInvalid
3232	invalidInitialTraceId	Pay_Exception_Authorization_InitialTraceIdNotFound
3233	invalidCryptogram	Pay_Exception_Authorization_CryptogramInvalid
3297	systemErrorPleaseRetry	Pay_Exception_Authorization_TimeOut
3298	systemErrorPleaseRetry	Pay_Exception_Authorization_InvalidConfiguration
3299	systemErrorPleaseRetry	Pay_Exception_Authorization_SystemError

33 Wallet


3301	walletCannotProcessPayment	Pay_Exception_Wallet_TokenEmpty
3302	walletCannotProcessPayment	Pay_Exception_Wallet_TokenCannotDecode
3303	walletCannotProcessPayment	Pay_Exception_Wallet_UnsealFailed
3304	walletCannotProcessPayment	Pay_Exception_Wallet_NotSupported
3305	walletCannotProcessPayment	Pay_Exception_Wallet_TokenNotSupported
3308	walletCannotProcessPayment	Pay_Exception_Wallet_InvalidMerchant
3309	walletCannotProcessPayment	Pay_Exception_Wallet_TokenExpired

36 Card tokens (vault)


3601	invalidCardTokenId	Pay_Exception_Token_InvalidId
3602	invalidCardTokenHash	Pay_Exception_Token_InvalidHash
3603	cardNotFound	Pay_Exception_Token_CardNotFound
3604	invalidCardToken	Pay_Exception_Token_InvalidCardToken
3621	tokenizationNotAvailable	Pay_Exception_Tokenization_NotAvailable
3622	tokenizationFailed	Pay_Exception_Tokenization_Failed
3623	invalidInitialTraceId	Pay_Exception_Authorization_Request_InvalidInitialTraceId

37 CSE


3701	requestFailed	Pay_Exception_Request_PayloadInvalid
3702	requestFailed	Pay_Exception_Request_PayloadMissingData
3703	requestFailed	Pay_Exception_Request_PayloadMissingIdentifier
3720	requestFailed	Pay_Exception_CannotGenerateKeys
3721	requestFailed	Pay_Exception_CannotLoadKeys
3722	requestFailed	Pay_Exception_CannotDecryptKeys

40 System Configuration


4001	serviceUnavailable	Pay_Exception_Acquirer_CannotBeInstantiated
4002	serviceUnavailable	Pay_Exception_Acquirer_BrandNotAvailable
4003	serviceUnavailable	Pay_Exception_Acquirer_ConfigurationMissing
4004	serviceUnavailable	Pay_Exception_Acquirer_ConfigurationErroneous
4005	serviceUnavailable	Pay_Exception_Acquirer_StrategyMaxLoop

50 Terminal Transactions


PAY-5001	Terminal not Connected	Pay_Exception_Terminal_Disconnected
PAY-5002	Terminal busy	Pay_Exception_Terminal_In_Use

New error codes

🚧
This section is under active development
The contents will continue to change as we roll out new API's

Generic error codes error

These status codes will be shown on a generic error that is not enriched or attached to any specific operation.

A "PAY-0" error code will be returned for an error that is unmapped in our system.

Code	Message
PAY-1400	Bad request
PAY-1401	Authentication is needed to access this resource
PAY-1403	Access denied
PAY-1404	The requested resource is not found
PAY-1405	The request method is not supported by the target resource
PAY-1406	There is no content that is acceptable by this server
PAY-1407	The proxy needs to authenticate itself
PAY-1408	The request timed out
PAY-1409	This request conflicts
PAY-1410	The requested resource is no longer available
PAY-1411	The request is missing a content-length header
PAY-1412	The server cannot meet the indicated preconditions
PAY-1413	The given payload is too large for this server to handle
PAY-1414	The request URI is too long for this server to handle
PAY-1415	The server does not support the requested media type
PAY-1416	The server is unable to fulfill the requested range
PAY-1417	The server cannot meet the requested expectation
PAY-1418	I refuses the attempt to brew coffee with a teapot
PAY-1421	This request was directed at a server that is not able to produce a response
PAY-1422	Unable to process the request
PAY-1423	The requested resource is locked by another process.
PAY-1426	A protocol upgrade is required
PAY-1428	A precondition is required
PAY-1429	Too many requests
PAY-1431	The headers in the request are too large for this server to handle
PAY-1481	The request method is not supported
PAY-1500	An internal error has occurred
PAY-1502	Bad gateway
PAY-1503	The server is unable to handle your request, try again later.
PAY-1504	The gateway timed out

TransactionOperation

These errors arise when an operation on any <<glossary:Transaction Gateway Unit>> encounters an error. These status codes will be returned beginning with the Order:Create API.

For any Transaction API, its original status code will be returned, as indicated in the "Legacy Error Codes" section.

Code	Message
PAY-2000	Operation not allowed.
PAY-2001	The requested order could not be found.
PAY-2002	The order amount is too low.
PAY-2003	The order amount is too high.
PAY-2004	The order cannot be approved.
PAY-2005	The order cannot be declined.
PAY-2006	Order cannot be captured, the amount is invalid.
PAY-2007	The order is already captured.
PAY-2008	The order cannot be captured.
PAY-2009	The order cannot be voided.
PAY-2010	The order cannot be aborted.
PAY-2011	This service is blocked
PAY-2100	The requested payment could not be found.
PAY-2102	The payment amount is too low.
PAY-2103	The payment amount is too high.
PAY-2104	The requested payment method is invalid.
PAY-2105	The chosen issuer is unknown.
PAY-2106	Issuer is temporarily unavailable.
PAY-2107	The chosen pin terminal is not ready to be used.
PAY-2108	The chosen pin terminal is not connected
PAY-2109	The payment cannot be approved.
PAY-2110	The payment cannot be declined.
PAY-2111	Payment cannot be captured, the amount is invalid.
PAY-2112	The payment cannot be captured.
PAY-2113	The payment is already captured.
PAY-2114	The payment cannot be voided.
PAY-2115	The payment cannot be aborted.
PAY-2116	The chosen pin terminal is not found.
PAY-2117	The chosen pin terminal is not configured to refund.
PAY-2118	This payment attempt is denied by the supplier.
PAY-2119	There is missing required data in the provided input.
PAY-2200	An error occurred, we are unable to process your request
PAY-2210	Refund not allowed on terminal (refund not activated / configured)
PAY-2211	Refund exceeds the maximum transaction amount
PAY-2212	Refund exceeds the maximum daily amount allowed
PAY-2213	Refund exceeds the maximum number of daily allowed refunds
PAY-2214	Network does not support refunds

AccountManagement & Authentication

These error codes are shown in our new Account Management and Authentication API's.

Code	Message
PAY-6000	Unable to use the provided phone number, try another one.
PAY-6001	2FA is not initialized.
PAY-6002	Either 2FA is not enabled or not set to SMS.
PAY-6003	2FA method is not supported.
PAY-6004	The mfa challenge is invalid.
PAY-6005	Unable to send SMS verification.
PAY-6006	Password token is invalid or expired.
PAY-6007	Invalid credentials.
PAY-6008	Token to change email is invalid or expired.
PAY-6009	Your authentication session has expired. To continue, please restart the login process.
PAY-6010	The operation cannot be completed in the current authentication session state.
PAY-6011	This authentication session has already been used to generate an authentication token. If you have lost the token and need a new one, please restart the login process.
PAY-6012	This refresh token is consumed too early. Please try again later.
PAY-6013	The refresh token has expired.
PAY-6014	This refresh token has already been consumed to obtain a new access token. If you have lost the token and need a new one, please restart the login process.
PAY-6015	This authentication session is already revoked. To continue, please restart the login process.
PAY-6016	The MFA method is either not enabled or challenged.
PAY-6017	The phone number provided does not match our records.
PAY-6018	Resetting your MFA trough phone number verification is blocked after too many attempts.
PAY-6019	You currently have no active MFA challenge, but your MFA method requires one to be issued.
PAY-6020	You are not authorized for this application.
PAY-6021	Too many authentication attempts. You have been blocked for 15 minutes. Please try again later.
PAY-6022	Your account has been locked out. Please try again later.
PAY-6023	Your authentication attempt has been denied.