Payment Processing

You can use two different flowtypes, the redirect flow via a Transaction Gateway Unit (TGU) or the embedded flow via the server2server API (Processing).

Redirect FLOW (eCom)

Most Payment Options use the Hosted Paymentpage flows. It is the easiest way of processing a transaction, You start a Payment and send the user to the paymentURL. When the user is sent back to the 'returnUrl' you can fetch the status of the Payment.

Embedded FLOW (eCom & Point of Sale)

For some Payment Methods there is also a Embedded flow, so that the Payer does not leave the checkout page. Based on the settings of the merchant a transaction can be completed at once, or uses the Authorise & Capture flow.

Instore (Point of Sale Terminal Payments)

If the merchant has active terminals connected to their service, we can show a list to select the terminal. If there is only 1 Terminal a selection field is not allowed. You can use the redirect flow to save loading the integration or use the statusURL and POS integration to build a seamless flow.

Giftcards & Voucher

For Giftcard you can use the redirect flow, but it's also possible to use the Giftcard Information API's and redeem API's to send the data of the Giftcard to PAY. If the allowed giftcard value is less than the total order amount you can send the Giftcard data in the Giftcard Block in the instore, EmbeddedCardPayment or a transaction started in Redirect flow.